What's worker's compensation insurance?
An insurance policy that protects your employees in case they ever get sick or injured because of work. The policy pays out to cover your employee’s medical expenses and lost wages—and it might even cover ongoing financial and medical support if the injury is serious.
Pay medical expenses for workers who get hurt on the job.
Pay for the missing wages of employees when they get injured.
Protect yourself against lawsuits and legal fees.
Do I need worker's comp?
If you live in any of these states, yes.
Worker's Compensation insurance is MANDATORY in nearly every state in the country. In CA, if you don't buy Worker's Comp, you face up to $100,000 and a year in jail with penalties!
Even if you are an independent contractor, you will likely need Worker's Comp. As per CA's ABC ruling and new state laws, many states will consider contractors as employees for the sake of Worker's Comp.
But why SARK?
Great question! If you manage an office or sale rep station, then you'll probably find your worker's comp policy wrapped up with your Business Owner's Insurance policy, and won't need to worry about it. However, if you work in a high-risk business, SARK Insurance Services is the best company for your insurance policy.
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We have over $8 million in premium from both small and large vendors. We specializing in trucking insurance, and can get a phone call back in as little as 5 minutes.
We have over 10+ years of experience in Worker's Compensation, and over 8+ years of experience in Trucking Worker's Comp.
We work closely with 20+ companies to find you the highest quality deal in Worker's Compensation.